VetPay - Mobile site photo - non slide - surcharge

Eliminate Your Credit Card Processing Fees Fair & Transparent Pricing

When customers pay with credit, they’ll cover the processing fee

With our surcharge program, customers will be fully aware of their options. If they choose to pay with a credit card, they’ll pay the 3% fee on top.

When customers pay with debit, they aren’t charged anything

In order to stay compliant, a merchant offering a surcharge program cannot charge any fee for debit cards. Our solution automatically detects debit card payments and applies no fee to customers. You will only have to pay 1.5% + $0.25 per debit card transaction.

If You Take a Credit Card


You pay


Your Customer pays


With a $50.00 transaction:

Customer pays: $51.50
You receive: $50.00

If You Take a Debit Card


You pay

1.5% + 25¢

Your Customer pays


With a $50.00 transaction:

Customer pays: $50.00
You receive: $49.00

Our Smart Terminal Can Do It All!


It knows whether a payment is made with a Credit or Debit Card

  • Chip
  • Tap
  • Swipe
  • Manual Entry
  • Fast
  • Wireless
  • Compliant Surcharge Programming
  • Easy to use

Surcharge programs have been around for a while now, but because
card processing is complicated and surcharge programs have strict
rules, most businesses haven’t seriously looked into them.

Current Card Brand Rules

  • The merchant must be registered with the major card brands.
  • The merchant must inform customers of surcharges on all credit card transactions.
  • The credit card fee must not exceed 3% and the merchant cannot profit from the fee.
  • The credit card fee and product or service price must be processed together. The receipt must show the credit card fee as a separate line item.
  • The merchant cannot apply a fee to debit cards

VetPay's Solutions

  • We’ll complete the registration for you.
  • Not only will we send you some spiffy signage, our terminal automatically displays the surcharge on the receipt.
  • Our surcharge solution charges customers a 3% fee for credit card purchases. You don’t pay a dime of it yourself.
  • Our surcharge solution automatically adds the credit card fee as a separate line item on receipts.
  • Our surcharge program automatically detects if the card used is a credit card or debit card. If a debit card is used at the time of sale there will be no surcharge added to the transaction.

To learn more about this
VetPay program, please contact us:

Secure Upload Portal

We go through your processing statement line-by-line and show you exactly how close to cost you are priced from:

  • MasterCard
  • VISA
  • Discover
  • American Express

We expose the hidden fees that cost your practice a fortune each month and educate you on the true cost to process payments.

A card processing statement is posted on the side of a credit card.
  • Max. file size: 100 MB.
  • This field is for validation purposes and should be left unchanged.

Contact Us


  • This field is for validation purposes and should be left unchanged.